Mortgage Process

Mortgage Process

Your dreams, our mission

Our mature methodologies and cost-efficient delivery model enable us to provide the full-cycle services with integrated IT outsourcing and solutions.

Including Finance & Accounting, Mortgage Process, Title services, Knowledge Services, Web Based Services, Customer Care Support, Data management and processing to many of the local and US companies that span over a wide range of domains including insurance, mortgage, banking & financial services, healthcare etc.
Deed Search Report

Deed Search Report / Vesting Reports

Dyuti Back Office team with vast title search experience can assist Mortgage lenders, Title Companies and Banks to verify current vesting on property. This will help companies immensely in lending to borrower who is on title. This eliminates delay in ordering title searches on wrong names and properties. The deed vesting report will disclose any vesting variations and status of current vesting to property. The deed search reports helps in knowing any defect in title chain.
Tax Status

Tax Status

Dyuti provides tax certificates on US property by calling/mailing to tax collectors across county. The cost effective tax certificates helps Mortgage and banks to set up tax payments combined with their liens. We can also assist to order tax certificates and fallow up on behalf of companies to treasures. The tax certificates provided by us gives details of current tax status with any delinquent or tax sale status along with utility info on the property.
Lead Generations

Origination / Lead Generations

Dyuti can help mortgage companies in lead generation/origination from primary to secondary markets. With our in house calling team will reach out to prospective borrower in primary market and convenience them to go for attractive offer provided by the mortgage companies and banks. We can also assist mortgage companies and banks with secondary research by looking into already existing loans such as VA, FHA and or conventional loans and provide the prospective borrower list to mortgage companies for the follow ups.

Mortgage Application Verification / Form Filling

Dyuti Back Office team can assist Mortgage lenders, Title Companies and Banks to verify Mortgage Application for its accuracy and missing information. The complete verified application will help companies in cutting done delays due to mistakes on Names, address, loan amounts, employment details etc. In mortgage lending, the VOM is also used to verify the existing balance and monthly payments, and to check for any late payments on the account. The current mortgage holder will provide this mortgage verification to the potential lender. A verification of mortgage is one of the many documents needed to prove that a borrower is reputable and capable of paying back the money loaned.

Mortgage Application
New Loan Setup

New Loan Setup

Dyuti Provides administrative support by verifying and editing loan information, reviewing loan files for completion and preparing files for underwriting. The Loan Setup Specialist will be responsible for the daily input of loan application submissions from the Loan Officers into the internal loan origination system.
Assignment Verification Report

Assignment / Modification Verification Report

Mortgage lenders, brokers. Investors and Banks rely on us to process and verify every detail of their bulk loan sales and acquisitions. Our expert title search team creates a Assignment Verification Report (AVR) After a thorough search of land records. Mortgage Assignment Services, bundled with AVRs, ensure that your loans are transferred on time smoothly.
Broker Price Opinions

Broker Price Opinions

Dyuti has ability to order BPO on behalf of client. If your organization is looking to move quickly on a pool of assets, our BPO may very well be the best solution for you. Whether you’re looking to get a quick assessment of the property value based on the exterior/interiors/market value of the subject property, our broker price opinion services leads the industry in terms of timeliness, accuracy and reliability.

Foreclosure Verification

A number of different types of sales, collectively known as foreclosure-related sales, can occur during the foreclosure process. Foreclosure-related sales must be carefully examined and evaluated to determine whether they need to be re-moved from potential use as comparable sales for valuation, and whether they should be included in the pool of sales.

Foreclosure Verification

To avoid being snookered into buying a foreclosed property with so-called hidden liens and other undisclosed title problems, you must make certain that you always perform thorough due diligence on property’s title and owner before you ever plunk down your hard earned money. We cannot assume all the information contained in the official public records about a property is complete, up-to-date and 100% accurate. The only way to verify is to get complete documents pertaining to foreclosure and verify them to rule out any or all defect with regards to foreclosure. Dyuti can help foreclosure firms, OREO, Real estate Agents, Title companies, Mortgage Companies in procuring the all relevant judicial foreclosure documents and verify them for its accuracy to clear them with 100% accuracy.

Pre / Post Closing Audits

Dyuti is one of the first service providers to recognize and respond to the critical need of today’s mortgage servicers to have a post closing operation. Our post‐closing services include file review, stacking, shipping and purchase condition resolution. Our post closing support services provide our clients the opportunity to dedicate talented staff to new origination and/or acquisition functions, avoid delinquent delivery penalties and transform their back office costs from fixed overhead to a variable, per loan expense. An operation that incorporates new regulatory requirements in a way that not only provides an audit of the executed loan documents for accuracy, completeness and recordability, but includes a wide range of curative services when errors, deficiencies, and missing documents are discovered.

Our mature methodologies and cost-efficient delivery model enable us to provide the full-cycle services with integrated IT outsourcing and solutions including Finance & Accounting, Mortgage Process, Title services, Knowledge Services, Web Based Services, Customer Care Support, Data management and processing to many of the local and US companies that span over a wide range of domains including insurance, mortgage, banking & financial services, healthcare etc.

Post Closing Services at a glance
  • RESPA Calculator – allows for the automated reconciliation of the Good Faith Estimate and the Final HUD1
  • HUD1 Preparation
  • Purchase Exception Tracking and Resolution
  • Final Document Recovery and Management
  • Goodbye Letter Requirement
  • Government Loan Insuring
  • Loan Reviews
  • Investor Report Reconciliation
  • Servicing Purchase and Transfer Support
  • Assignment Preparation
  • Loan Boarding
Pre/post closing Audits